Effective Date: 20 May 2025
Issued by: SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED
GSTIN: 33AANCS9850L1ZN
Udyam Reg. No.: UDYAM-TN-03-0261158
Address: 34, Nehru Street, Mahalingapuram, Pollachi – 642002, Coimbatore District, Tamil Nadu
Contact: 9865181334, 7666276663
Email: enquiry@sgachits.com , arawindchitfunds@gmail.com
1. Our Commitment to Your Privacy
We maintain strict confidentiality of customer data and operate under the highest standards of financial governance, aligned with the Chit Funds Act, 1982, RBI circulars, and global best practices from banking institutions.
2. Information We Collect
We may collect:
a. Personal and Identity Data – Full Name, Date of Birth, Gender, PAN, Aadhaar, Address Proof, Nominee Details
b. Financial and Chit-Related Data – Bank Account, Chit Participation, Bidding History, Loan Details
c. Communication and Digital Usage – Contact Details, WhatsApp, Email, IP Logs (only if applicable)
3. How We Use Your Data
– To manage chit subscriptions and ledger entries
– To send due reminders (SMS, WhatsApp, Email)
– To notify you of new chit groups (if you’ve consented)
– For legal compliance and audits
– To improve services and support
4. Data Sharing and Disclosures
– Government authorities (GST, Registrar of Chits)
– Auditors and legal advisors
– Banking/payment services
– Technology vendors (under NDA)
5. Data Protection & Storage
– Encrypted digital systems and backups
– Access control and firewall protection
– Secure storage of physical ledgers and records
6. Your Rights
You have the right to:
– Access and correct your information
– Withdraw consent for marketing
– Raise complaints on data misuse
7. Data Retention
We retain records for 8 years post-closure of the chit or longer if needed. Safe deletion is done post-retention.
8. Marketing & Promotions
Promotional messages will be sent only with your explicit consent. You may opt-out by replying ‘STOP’ or contacting support.
9. Updates to This Policy
The policy may be updated. The latest version is available at our office or by request.
10. Contact Us
For the purposes of this document, “SGA Chits” refers to the brand operated by SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED (CIN: U65992TZ2009PTC015575).
SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED
34, Nehru Street, Mahalingapuram, Pollachi – 642002, Tamil Nadu
📞 9865181334, 7666276663 | ✉️ enquiry@sgachits.com , arawindchitfunds@gmail.com