Terms of Use

Effective Date: 20 May 2025

Issued by: SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED

Address: 34, Nehru Street, Mahalingapuram, Pollachi – 642002, Coimbatore District, Tamil Nadu

Contact: 9865181334, 7666276663

Email: enquiry@sgachits.com , arawindchitfunds@gmail.com

1. Introduction

By accessing or using our website, you agree to these Terms of Use. If you do not agree, please refrain from using the website or its services.

2. Legal Status

SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED is a registered Private Limited Company in India.
– GSTIN: 33AANCS9850L1ZN
– PAN: AANCS9850L
– Udyam Registration: UDYAM-TN-03-0261158
– Incorporated on: 01 July 2017

3. Services Provided

This website offers:
– Chit fund scheme information
– Application procedures
– Payment reminders and status
– Promotional chit group launches (with consent)
– Downloadable documents and policies

4. Eligibility

You must:
– Be at least 18 years old
– Not be restricted by law from using our services
– Provide accurate information

5. User Obligations

You agree:
– Not to misuse website content
– Not to attempt unauthorized access
– To respect laws and user rights

6. Intellectual Property

All website content is owned by SGA Chit Funds. Unauthorized use is prohibited.

7. Privacy and Data Use

Your usage is subject to our Privacy Policy.
We collect and use:
– KYC and identity data
– Chit participation and transaction records
– Communication logs and device data (where applicable)

8. Communication Consent

You agree to:
– Receive transactional communications (reminders, notices)
– Optionally receive promotions (you can opt out)

9. Limitation of Liability

We are not liable for:
– Technical access issues
– Delays in messaging from third-party services
– Reliance on content without formal consultation

10. Third-Party Links

We are not responsible for the content or privacy of external websites linked from ours.

11. Termination of Access

We may restrict or terminate access if you violate these terms.

12. Updates to Terms

Terms may be updated periodically. Continued use means acceptance of the latest terms.

13. Governing Law and Jurisdiction

These Terms are governed by Indian law. Disputes are subject to Coimbatore jurisdiction.

14. Contact Us

For the purposes of this document, “SGA Chits” refers to the brand operated by SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED (CIN: U65992TZ2009PTC015575).
SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED
34, Nehru Street, Mahalingapuram, Pollachi – 642002
📞 9865181334, 7666276663 | ✉️ enquiry@sgachits.com