Privacy Policies

Effective Date: 20 May 2025

Issued by:
SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED

GSTIN: 33AANCS9850L1ZN
Udyam Registration No: UDYAM-TN-03-0261158

Address:
34, Nehru Street, Mahalingapuram, Pollachi – 642002,
Coimbatore District, Tamil Nadu

Contact: 9865181334, 7666276663
Email: enquiry@hardik.local , arawindchitfunds@gmail.com

1. Our Commitment to Your Privacy

We maintain strict confidentiality of customer data and operate under the highest standards of financial governance, aligned with the Chit Funds Act, 1982, RBI circulars, and global best practices followed by banking institutions.

2. Information We Collect

We may collect the following information:

a. Personal and Identity Data

• Full Name
• Date of Birth
• Gender
• PAN
• Aadhaar
• Address Proof
• Nominee Details

b. Financial and Chit-Related Data

• Bank Account details
• Chit participation records
• Bidding history
• Loan and payout details

c. Communication and Digital Usage

• Phone number and email address
• WhatsApp communication (if opted)
• IP logs and device data (only if applicable)

3. How We Use Your Data

• To manage chit subscriptions and ledger entries
• To send due reminders via SMS, WhatsApp, and Email
• To notify you about new chit groups (with consent)
• For statutory compliance, audits, and reporting
• To improve customer service and support

4. Data Sharing and Disclosures

Your data may be shared with:

• Government authorities (GST Department, Registrar of Chits)
• Auditors and legal advisors
• Banks and payment processing partners
• Technology vendors under strict NDA

5. Data Protection & Storage

• Encrypted digital systems and secure backups
• Role-based access control and firewall protection
• Secure storage of physical ledgers and documents

6. Your Rights

You have the right to:

• Access and correct your personal information
• Withdraw consent for marketing communications
• Raise concerns or complaints regarding data misuse

7. Data Retention

We retain customer records for a minimum of 8 years after chit closure or longer if required under law. Secure deletion is performed post-retention.

8. Marketing & Promotions

Promotional messages are sent only with explicit consent. You may opt out anytime by replying “STOP” or by contacting our support team.

9. Updates to This Policy

This Privacy Policy may be updated periodically. The latest version is available at our office or upon request.

10. Contact Us

For the purposes of this document, “SGA Chits” refers to the brand operated by SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED (CIN: U65992TZ2009PTC015575).

SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED
34, Nehru Street, Mahalingapuram, Pollachi – 642002, Tamil Nadu
📞 9865181334, 7666276663 | ✉️ enquiry@hardik.local , arawindchitfunds@gmail.com