Terms And Condition

Effective Date: 20 May 2025

Issued by:
SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED

Address:
34, Nehru Street, Mahalingapuram, Pollachi – 642002,
Coimbatore District, Tamil Nadu

Contact: 9865181334, 7666276663
Email: enquiry@hardik.local , arawindchitfunds@gmail.com

1. Introduction

By accessing or using our website, you agree to these Terms of Use. If you do not agree, please refrain from using the website or its services.

2. Legal Status

SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED is a registered Private Limited Company in India.

• GSTIN: 33AANCS9850L1ZN
• PAN: AANCS9850L
• Udyam Registration: UDYAM-TN-03-0261158
• Incorporated on: 01 July 2017

3. Services Provided

• Chit fund scheme information
• Application procedures
• Payment reminders and status
• Promotional chit group launches (with consent)
• Downloadable documents and policies

4. Eligibility

• You must be at least 18 years old
• You must not be restricted by law from using our services
• You must provide accurate and truthful information

5. User Obligations

• Do not misuse website content
• Do not attempt unauthorized access
• Respect applicable laws and user rights

6. Intellectual Property

All website content is owned by SGA Chit Funds. Unauthorized use, reproduction, or distribution is prohibited.

7. Privacy and Data Use

Your usage is subject to our Privacy Policy.

• KYC and identity data
• Chit participation and transaction records
• Communication logs and device data (where applicable)

8. Communication Consent

• Receive transactional communications such as reminders and notices
• Optionally receive promotional messages (opt-out available)

9. Limitation of Liability

We are not liable for:

• Technical access issues
• Delays from third-party messaging services
• Reliance on website content without formal consultation

10. Third-Party Links

We are not responsible for the content or privacy practices of external websites linked from our site.

11. Termination of Access

We may restrict or terminate access if these terms are violated.

12. Updates to Terms

These Terms may be updated periodically. Continued use implies acceptance of the latest version.

13. Governing Law and Jurisdiction

These Terms are governed by Indian law. Disputes are subject to Coimbatore jurisdiction.

14. Contact Us

For the purposes of this document, “SGA Chits” refers to the brand operated by SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED (CIN: U65992TZ2009PTC015575).

SRII GANAPATHY ARAWIND CHIT FUNDS PRIVATE LIMITED
34, Nehru Street, Mahalingapuram, Pollachi – 642002
📞 9865181334, 7666276663 | ✉️ enquiry@hardik.local